Premier Benefits Group Inc.

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In our business, most brokers stop at the sale and move 
on to the next prospect.  We service our accounts by
helping any employee that has a claim problem.  This is 
the reason we are able to keep our clients over the years.


Group Insurance
  Dental
 
Disability
  Health
  Life
  Vision

Individual Insurance
  Discount Dental Plans
 
Health
  International Travel
  Life
 
Medicare Supplement
  Short Term Medical
 
Student Medical
  Travel Interruption
 
Medicare Insurance Plans

Outside of New Jersey:
  Individual Health Insurance Plans

    

Guttenberg Office 
Juan Moreno
501 70th Street, 3rd floor
Guttenberg, NJ 07093
phone 201-861-3900x24
fax 201-861-6399
E-mail Juan Moreno
Submit a Census form

Edison Office       
Don McCrystal
49 Mayercik Court
Edison, NJ 08820
phone 732-494-5666
fax 732-494-6190

E-mail Don McCrystal
Submit a Census form

Most of our clients are small businesses with less than 200 employees.  We deal with the owners when making a sale,
but we tell the benefits administrator that if any of their employees or their dependents use the health insurance, but the bill does not get paid properly, we will help to get it fixed. 
This involves the employee faxing to us the doctor bill that isn't paid, the prescription bill, the hospital bill, the mammogram bill, just to name a few.


Other brokers in our business usually tell the employees to call the 800 number of their back of their ID cards.  We ask that the employee make the first  call to the insurance company (Horizon, Aetna, Oxford, or any other), and if the problem is not resolved, then fax the bill to us
and we will get involved. 
SERVICE - SERVICE - SERVICE
Call anytime, we will answer any questions
or concerns that you may have... 
Understanding the differences between
policies, explaining coverage to administrators
and members...Etc. Etc. Etc.

IT MAKES ALL THE DIFFERENCE!




-Useful Website Resources-

COBRA (20 or more employees)
    Cobra Election Notice
     Cobra Notice for New Employees

Medicare Rights Center

AM Best

Dr. Koop

Current events in Healthcare

New Jersey Continuation
(less than 20 employees)
  
this form recently updated

State Departments of Insurance
    
New Jersey
    
New York
    
Ohio
    
Pennsylvania
    
Virginia


Don McCrystal and Juan Moreno are both members of the
National Association of Health Underwriters